Beta Terms of Use

ZIVO Wallet is currently a limited beta. Beta access may be changed or withdrawn, and features may change or be incomplete.

Using the beta

Use only accounts and funds authorized for beta testing. Do not use the service for unlawful activity or attempt to bypass access controls.

Restricted financial use

This beta does not authorize live provider-funded peer-to-peer money transmission, stored-value, cash-out, payment aggregation, payment facilitation, or external payout activity. Do not use a beta, review, preview, QR, or unavailable feature to send, receive, hold, redeem, or process money for another person or business.

Read the Beta Acceptable Use and Beta Risk Disclosure for the current safety boundary. A future product can be enabled only after its exact provider, legal, and operational approvals are complete.

Payments

A payment is not complete until ZIVO receives and records signed provider confirmation. Payment and payout features can be restricted or unavailable during the beta; a Wallet record is not an external-payment confirmation by itself.

Safety review and restricted access

ZIVO may pause a beta action or restrict beta access when a security, provider, legal, or operational concern requires review. A pause is a safety measure, not a final legal or financial decision. Contact Support with the safe reference shown in the product if you need help.

Beta data

Beta balances are test funds and may be reset when the beta ends. Do not enter production customer information into the beta or any review environment.

Questions

Contact support@hizivo.com. Formal production terms must be approved before public launch. See the Beta Policies and Safety index for all current beta materials.